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Refinancing Loan

Refinancing loan involves the recalculation of the element’s credit terms and status and it is accessible for borrowers who own properties. Borrowers cano apply for a cash surplus-based loan depending on the market value of the individual’s real estate and existing bank loans. A loan agreement is best refinanced during a substantial change in the market rate. This causes it to be worth it to cash out the loan. You are given a choice to pick between the short term or the long-term loan. Even if you are blacklisted in CCRIS and CTOS, you can qualify as an applicant for this loan.

Why apply for this loan?

Refinancing is a collateral loan which makes it easier to get. The money lender will face a lower risk as the property is charged and it will be used as a collateral for them. The loan figure is depending on the property’s market value. If you are unable to fulfill the monthly installment, the money lenders can claim the outstanding money by executing the S&P to sell the property.

How to qualify?

  • You must own a land or property
  • The land or property must not be on Malay Reserved Land
  • A freehold property is preferred
  • Employees must provide 3 months’ pay slip and bank statements
  • Business owners must provide 6 months of the company’s bank statement
  • The company’s SSM registration is needed to show the money lender’s repayment ability

Why choose us?

We are a licensed money lender with numerous years of experience in the loan industry. We can recommend ways that you can obtain excess cash from your current property by leveraging on the refinancing techniques.

Where are we?

We provide services in KL such as Kepong, KLCC, Sri Petaling, Seputeh, Kuchai Lama, Setapak, Cheras, and Bukit Jalil. Whilst in Selangor, we cover Ampang, Gombak, Petaling Jaya, Shah Alam, Klang, Damansara, Puchong, and Setia Alam.

Within Malaysia, we have our associate companies in Johor, Malacca, Penang, Kedah, Kelantan, Terengganu, Pahang, Negeri Sembilan and Perak.

Where are we?

We focus specifically in Selangor such as Petaling Jaya, Puchong, Klang, Ampang, Shah Alam, Sunway, Subang, Gombak and Seri Kembangan. Whilst in KL, we have a presence in Kepong, KL Sentral, KLCC, Sentul, Cheras, Bangsar, Bukit Jalil and Putrajaya.


We can provide free consultation as a guide for you to pick the most suitable loan for your needs. We do help you with the bank application at a certain price. Our experience in this industry can certainly help in smoothening the process to achieve a higher loan approval rate. Do not hesitate to give us a call.

You can also read up on our SME loan, business loan and working capital loan.