Personal Loan
Personal loan is designed for workers who acquire emergency cash for personal reasons. This unsecured loan allows debtors to get cash without the need of any collateral. This loan will be given to individuals who have a good borrowers’ credit profile and the ability for them to repay the loan based on their salary.
Why apply for this loan?
Sometimes you may need the extra cash for unexpected expenses such as outstanding medical, credit card and education debts. It could also be for things which you may want to spend before getting your salary or bonuses. For whichever reason, we can reduce your burden by helping you achieve your personal financing needs.
How to qualify?
- You must be employed for at least 3 months, with 3 months’ pay slips as a proof that you are an employee
- You need to show us your proof of income by providing us with your latest 3 months bank statements
- You must show us your latest EPF statements, which will prove you are a salaried individual
- You can provide us with documents such as a copy of your IC and utility bills to achieve higher chances of loan approval
Our service features
- We provide an easy application process when you apply with us
- You can be updated on the estimated loan that you qualify by just giving us a phone call
- We have the fastest loan approval process which takes approximately 24-48 hours
- We provide you with the cash immediately as we practice the quick disbursement method
- We provide a flexible repayment terms which ensures that it fits your personal needs
- Our best feature is that we DO NOT require an upfront payment of processing fees for the loan
Why choose us?
We are a licensed money lender with more than 15 years’ experience. We have help many people solve their financial difficulties. We have branches across Malaysia, such as Kedah, Penang, Perak, Kelantan, Pahang, Terengganu, Johor, Melaka, Seremban.
Where are we?
We specialize in KL such as KLCC, Cheras, Setapak, Seputeh, Kepong, KLCC, KL Sentral, Bukit Jalil, Bangsar and Putrajaya. Whilst in Selangor, we cover Puchong, Subang, Gombak, Rawang, Shah Alam, Cyberjaya, Klang, Damansara, Petaling Jaya, and Ampang.
Conclusion
You can always call us if you need immediate cash. We provide personal loans to individuals who are salaried employees with stable monthly income. The determination of how much you can borrow is based on your credit profile and the tenure of your stay in a specific company.
In addition, we do provide business loans, SME loans or working capital loans to individuals who are freelancers or small business owners.