SME Business Loan
SME Business loan is designed specifically to help in the funding of small and medium sized enterprises. SME businesses are relatively new which is why they lack of strong customer base and very dependent on operational cash.
To sustain their daily flow of the business, they would usually need financing from a working capital loan or by short term temporary business financing. This is the point where we come in as we can provide immediate financing to these SME businesses.
How to qualify?
- Business must be registered for more than 6 months with SSM
- You must also provide us with at least 3-6 months bank statements as a proof of the company’s income stability
- A copy of your IC and Utility Bills is required to ensure better chances of loan approval
- If the SME is less than 6 months old or is operating solely on cash basis, then the loan approval would be assessed on a case to case basis
Loan Highlights
- Our loans have fast approval time
- Loans are easy to apply with approval time of 24 hours upon submission of all documents
- We also have a flexible repayment period whereby each loan is designed based on the customers preference
- After the loan approval, borrowers can get the cash out immediately as we offer quick disbursement
- Our best feature is that we DO NOT collect any processing fees before the approval of the loan. You do not have to worry about finance scams which requires upfront fee payment.
Why Choose Us?
We are known to be one of the top licensed money lenders in Malaysia whereby we have branches all across the country mainly Penang, Kedah, Ipoh, Kelantan, Pahang, Terengganu, Seremban, Melaka, Johor, KL and Selangor.
Where are we?
Around KL, we cover Cheras, KLCC, Seputeh, Kuchai Lama, Bukit Jalil, Ampang, Kepong and Putrajaya. Meanwhile in Selangor, we cover Petaling Jaya, Shah Alam, Klang, Puchong, Seri Kembangan, Kota Damansara, Sunway and Shah Alam.
We also provide other financial loans such as Working Capital Loan, Business Loan, and Personal Loan.
Conclusion
So, if you are in need of some cash and you are a SME Business Owner then hesitate no more! Just call us now. We can help you or provide other business lending options which may help your business financially.