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Working Capital Loan

Working Capital is a type of loan which is taken for running the everyday operations of a company. It is used normally to cover staff wages and the account payable of the organization. This loan is not used to buy long term assets or investments. The funds are usually for short term business funding which is the reason why borrowing the funds from a bank wouldn’t be an ideal choice as the application process takes too long.

Why apply for a working capital loan?

Sometimes you may face unexpected circumstances whereby you would need extra funds for the company. It could be from certain goods being held at customs or by a supplier who has not been prompt with their payments. No matter if you are in the servicing, trading or manufacturing business, it is ideal to ensure the company’s stability by having back up capital. These funds can be used to cover up the company’s unforeseen expenses until the revenue can be stabilized. This is where we come in to help you with some funds by providing you with the working capital loan.

How to qualify?

  • Business must operate for more than 6 months
  • Business must be registered with SSM or local authorities (Ex, MBPJ)
  • There must be an existing business for site visits (factories, shops, offices) by the loan inspectors
  • The borrower must provide 3-6 months of the company’s bank statement for verification
  • A copy of the IC and Utility bills of the business owners and directors are to be presented for additional security in case of default payment by the borrower.

Service Highlights

  • Fast approval process
  • Low requirement of documents
  • Easy application process
  • Flexible tenure
  • Quick disbursement of the loan

Why Choose Us?

We are known to be the best licensed money lender in the industry. We have more than 15 years of experience in the loan industry which makes us known to the many corporate company around Malaysia. We have associate companies throughout Peninsular Malaysia such as Johor, Melaka, Seremban, KL, Selangor, Pahang, Terengganu, Kelantan, Perak, Penang and Kedah.

Where are we?

We focus specifically in Klang Valley. Mainly, in Selangor, such as Damansara, Petaling Jaya, Shah Alam, Klang, Puchong, Sunway, Kota Damansara, Rawang, Ampang, Gombak and Seri Kembangan. Whilst in KL area, we specialize in KLCC, Setapak, Putrajaya, Seputeh, Bangsar, Cheras, Kepong and KL Sentral. 


If you have a company and is looking to apply for a working capital loan, do not hesitate to contact us. We are always here to help you solve your company’s financial struggles. We do provide short term and long term quick loans which can be customized to fit your needs.

You may also be keen to apply for our SME loans, personal loans, and business loans